Life, health, home, auto, business and pet coverage from a Florida agency that answers the phone.
What would you like to cover?
One Florida agency, nine ways to protect what you love. Pick a product to start your quote.
Cover funeral and burial costs so your family isn't left with the bill.
From about $15/month · Ages 45–85
Permanent coverage that builds cash value with premiums locked for life.
Guaranteed level premiums · Cash value
Affordable protection for the years your family needs it most.
10, 15, 20 or 30-year terms
Plans that cover doctor visits, prescriptions and unexpected care.
ACA & supplemental plans
Protect your home, belongings and liability in one policy.
Dwelling, contents & liability
Liability, collision and comprehensive coverage for every driver.
Bundled savings available
General liability, commercial property and workers' comp for Florida businesses.
GL, property & WC
Reimburses vet bills for accidents, illnesses and routine care.
Dogs & cats covered
Guaranteed lifetime income that never runs out.
Income you can't outlive
The average funeral costs $9,995. Final expense coverage pays that bill so your family doesn't have to — during one of the hardest moments of their lives.
No medical exam
Simple approval — many plans ask a few health questions, or none.
Coverage from day one
Your protection can begin the same day you're approved.
Rate locked for life
Your premium never goes up, and your coverage never cancels.
From about
$15/mo
Ages 45–85 · No exam options
Average funeral cost
$9,995
Source: National Funeral Directors Association estimate
From quote to covered in three simple steps.
Step 1
Pick your coverage and share a few details. No medical exam for many plans.
Step 2
As an independent agency, we compare multiple A-rated insurers at once.
Step 3
Often in minutes. We finalize your policy and you're protected — fast.
We're not one insurance company — we're your advocate across many.
We shop multiple A-rated carriers, so you get the right coverage at a competitive rate — not just one company's price.
Real people in Miami, Florida who know the market and answer the phone when you call.
Habla español? Our licensed agents help you in the language you're most comfortable with.
When you need to file a claim, we're on your side — guiding you through every step.
Real clients, real coverage, real conversations.
"They found me a final expense policy with no exam in under an hour. The agent actually picked up the phone."
"Saved me almost $40 a month on auto and bundled my home. Local team made it painless."
"Bilingual service was a relief for my parents. They understood every detail before signing."
Straight answers about coverage, cost and getting started.
Still have questions?
Call 561-786-7860Tell us what you need — we'll compare multiple A-rated carriers and call you back, often the same day.